Thursday, February 25, 2010

Holi-The Festival of Colours

Holi, also called the Festival of Colours, is a popular Hindu spring festival observed in India, Nepal, Srilanka, and countries with large Hindu diaspora populations, such as Suriname, Guyana, South Africa, Trinidad, UK, USA, Mauritius, and Fiji. In West Bengal of India and Bangladesh it is known as Dolyatra (Doul Jatra) or Basanta-Utsav ("spring festival"). The most celebrated Holi is that of the Braj region, in locations connected to the god Krishna: Mathura, Vrindavan, Nandagaon, and Barsana. These places have become tourist destinations during the festive season of Holi, which lasts here to up to sixteen days [1].

The main day, Holi, also known as Dhulheti, Dhulandi or Dhulendi, is celebrated by people throwing colored powder and colored water at each other. Bonfires are lit the day before, also known as Holika Dahan (burning of Holika) or Chhoti Holi (little Holi). The bonfires are lit in memory of the miraculous escape that young Prahlad accomplished when Demoness Holika, sister of Hiranyakashipu, carried him into the fire. Holika was burnt but Prahlad, a staunch devotee of god Vishnu, escaped without any injuries due to his unshakable devotion. Holika Dahan is referred to as Kama Dahanam in Andhra Pradesh.

Holi is celebrated at the end of the winter season on the last full moon day of the lunar month Phalguna (February/March), (Phalgun Purnima), which usually falls in the later part of February or March.

Wednesday, February 17, 2010

Online Business or Job

Online Business or Job

In simple way job or business done through the World Wide Web (WWW)/ Internet is simply known as Online Business or Online Job or Online Marketing.

Now days there are different web sites which offer us to do this type of online work.

Some of are paid websites and some of are free we have the choice according to our status.

In paid websites we have to pay some money through (Pay Pal, Cheque, and Bank Transfer etc) to start work, according that they gave us different tips and works online. Which help us to earn extra money at extra time or part time.

In free websites all things are free, for that we have to prove ourselves that we are able to do that works.

Every person is not financially strong to paid money to get online job or most of them are not 100% sure that after paying we get some returning or not. Most of them search job for free. It is fact that these jobs can’t get easily but it is also fact that if we have knowledge in any field we can get it easily for that first of all we have to prove our self.

There are different jobs which we can do online according our knowledge. Some of them are

  1. Software development
  2. Article Writing
  3. Medical Transcript
  4. Surveys
  5. Report Writing
  6. NEWS posting
  7. Unique Picture/Video Posting
  8. Designing(Interior , CAD,etc)
  9. Accounting
  10. Teaching

These above are not all but famous job which we can get online to earn extra money at extra time. Here are some free sites which offer us this types of jobs in free.

  1. www.getafreelancer.com
  2. www.cameradollars.com
  3. www.ehow.com
  4. www.howtodothings.com

So friends go and try to get job online. Starting should be hard but we have to try our best.

Regards

Priti Jha

Monday, February 15, 2010

Reserve Mortgage

Reserve Mortgage

A Reserve Mortgage is a secured overdraft facility on a Mortgage Current Account, where you borrow against the equity in your home. The Mortgage Current Account operates like a normal current account. You'll receive a chequebook, debit card and will also be able to set up standing orders and Direct Debits.

The amount of Mortgage Reserve that may be available for your use will be the difference between the outstanding balance on your Woolwich flexible mortgage at any particular point in time and up to a maximum loan-to-value of 90% on your property.

The loan-to-value on your property is the total amount outstanding on your mortgage loan at any particular point in time expressed as a percentage of the lower of the purchase price or our valuation of your property. For example, if the total mortgage loan is £80,000 and the lower of the purchase price or our valuation of your property is £100,000, the loan-to-value is 80%. In this instance, if 90% of the lower of the purchase price or our valuation of your property of £100,000 is £90,000, you could apply for a Mortgage Reserve of £10,000 (£90,000 less £80,000), or a lower amount if you wish.

The maximum limit we may offer you upon initial application is £20,000. Applications for a Mortgage Reserve are subject to status. A Mortgage Reserve is repayable on demand and must be repaid by the end of the mortgage term. A charge over your property is required as security.

For Woolwich flexible mortgages, interest is charged on a Mortgage Current Account at the Woolwich Standard Variable Rate except for Offset mortgages where interest is charged at the Offset mortgage rate. For Offset mortgages only, interest due on a Mortgage Current Account is charged to the Main Mortgage account (for interest calculation purposes).

All borrowing on a Mortgage Reserve is on an 'interest only' basis.

You can make payments to reduce the capital amount outstanding on your Mortgage Reserve at any time.